Unlock Earnings Up To 4.00% APY On Your Surplus Funds

Our Premier Business Money Market Account gives you higher APY in a low-risk account.

Save More, Earn More

Top-tier interest rates4 featuring a graduated structure, rewarding higher balances with elevated earnings.

Keep Financial Flexibility

Enjoy limitless deposits, transfers, and in-person withdrawals, along with boundless payments to third parties (including checks, transfers, and debit card transactions) for hassle-free access to your finances.

Features

  • Free Online and Mobile Banking Access
  • Convenient E-Statements
  • FDIC Deposit Insurance

Our Local Bankers Are Ready To Help Your Business

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  • $1,000 Minimum to Open
  • Avoid a $10 Monthly Maintenance Fee By Maintaining $5,000 Daily Collected Balance1
  • Commercial Checking Account Required
    • Maintain an active CNB St. Louis Bank Commercial Checking Account with a minimum of 5 transactions per month to qualify.2
    • Commercial checking account must be under same ownership as premier money market account.3
    • Qualifying transactions include checks, deposits, ACH debits and credits, debit card transactions, and wire transfers (incoming or outgoing).

Requirements

1Fees may reduce earnings 

2After two (2) consecutive months of less than five (5) transactions posted in the checking account, the money market account will be moved out of the premier business money market rate index and into a regular business money market rate index. 

3Standard FDIC deposit insurance is limited to a total combined balance of $250,000 per depositor, per bank. Optional extended multi-million dollar coverage is available via our extensive FDIC deposit insurance network. 

4Rates and APYs effective 4/1/2024 and are subject to change at anytime. Contact us for our current rates.

1Fees may reduce earnings 

2After two (2) consecutive months of less than five (5) transactions posted in the checking account, the money market account will be moved out of the premier business money market rate index and into a regular business money market rate index. 

3Standard FDIC deposit insurance is limited to a total combined balance of $250,000 per depositor, per bank. Optional extended multi-million dollar coverage is available via our extensive FDIC deposit insurance network. 

4Rates and APYs effective 4/1/2024 and are subject to change at anytime. Contact us for our current rates.

Yes, I Want To Earn More!

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Growing Greater St. Louis Since 1915. 

We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.